Re-finance Car Loans Calculator
This service is simple and easy, all you do is Search, Compare and Select the best Re-financing Car Loans quote from the best banks and finance providers in Australia. And best of all, we give you access to real instant finance quotes that are based on finance type, vehicle age, term and financed amount. In fact, its as real as it gets online!
Re-finance Car Loans CalculatorNo Payout Penalties
Its such an important concept to understand when deciding on your next car finacing option. "Payout Penalties" can add thousands of dollars to your payout figure upon early termination. 1300 Calculator can show you what to look out for and tips on how to avoid them.
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Compare Car Loans
Confused by all the car finaincing options? Do you want to know what the best car finance option is right for you? 1300 Calculator compares all the car finance options available for your individual or business requirements!
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Re-finance Car Loans
Have you been ripped off elsewhere on your current car loan?
Maybe you’re on a really high interest rate at the bank?
The car yard set you up on a bad car loan or car lease?
Or you just want to restructure your current Car Loan to lower your repayments?
No worries. Re finance your existing car loan with a package to suit your budget.
Why should you Re-Finance?
Many clients Re-Finance simply to just get a better deal. A cheap interest rate will reduce both your term and the amount of interest you pay over the Car Loan period, saving you dollars.
You can further reduce your repayments by increasing the term, allowing you to minimise your scheduled minimum commitment.
You could also choose a balloon payment or residual option. This variation is slowly growing in popularity. By setting a larger balloon payment for the end of the term, which can vary according to circumstances, you can reduce your Car Loan monthly payments to better balance your budget. At the end of the term, you can either pay out the full amount in one hit or re-finance the balloon amount and continue paying off the car over a new loan period.